TERAPI (KONSELING) FILOSOFIS SEBUAH ALTERNATIF PROSES PEMBINAAN
DI LEMBAGA PEMASYARAKATAN
Oleh : Anthon F. Susanto
Abstract
All that convict basically is not ill people who which must cure, but them is healthy people who and sometimes have usurious intellegence level, woke up therapy through relationship of subject-object shall no longger answer the demand to be made by paradigm construction of convict in Institute of Socialization, its meaning besides what have been conducted in this time need there is alternative efforts for development forwards. Philosophic therapy do not treat convict as object able to be treated at will, but representing a process and shares dialogued by for the sake of its life at a period to come. (Kata kunci : Terapi, filosofis, pemasyarakatan, pembinaan, narapidana, fasilitas, subyek)
ANALISIS YURIDIS PEMBEBANAN HAK TANGGUNGAN TERHADAP
HAK ATAS TANAH DAN BANGUNAN YANG BERLAINAN PEMILIKNYA
Oleh : Dedy Hernawan
Abstract
The law on the warranty of land is included in the scoupe of Land Law, therefore the Warranty Right Act is a part of the Land Act. The definition of land regulated in the Land Act only covers the land surface, therefore the application of the warranty right over the right of the land and building on the land surface as regulated in the Warranty Right Act has despised the land law system in the Land Act. The position of the right holder of the land is higher than the position of the owner of the building since according to the law, the main object in the application of the warranty right, as regulated in the Warranty Right Act, is the right over a Land.
The principle in the application of the warranty right over the right of the land and building with different owners is the horizontal-dettachment principle, although it is not absolute.The application of the warranty right over the right of the land and building with different owners which should have been done by the right holder of the land together with the owner of the building in one decree stating the grant of the warranty right and both the owners acting as the grantor of the warranty right will not change the horizontal-dettachment principle into the attachment principle, but rather as the exception to guarantee the law assurance in the execution of the object of the warranty right. (Kata kunci : Hak, tanggungan, pembebanan, tanah, bangunan, vertikal, horizontal, pemba-haruan, agraria, hukum.)
PEMBAYARAN UTANG PAJAK BEA PEROLEHAN HAK ATAS TANAH
DAN BANGUNAN
Oleh : Deden Sumantry
Abstract
Toll Acquirement of Land right and Building represent imposed Iease to the each acquirement of land right and building in Indonesia, either due conveyancing of personal people/ body to personal people/other body and also because giving of new rights by government/state to body or person. An acquirement of land right and building basically represent result of from process switchover of rights.
From Number rules and regulations 20 of 2000 About BPHTB Section 9 express its debt moment of Iease is commencing from the date of made and signed by act switchover of rights, while Section 24 express PPAT or other functionary can only sign act after there is letter evidence of setoran toll acquirement of land right and or building (SSB). See from two rule Section 9 and Section 24 Law Number 20 of 2000 About BPHTB, becoming the problem of hitting rule which must be made by base by PPAT specially in the case of payment of BPHTB and generate difference to PPAT to determine the date of payment of BPHTB. (Kata kunci : Pajak, bea, perolehan, hak, tanah, bangunan, pembangunan, kontribusi, signifikan, sosial, kemandirian, kemakmuran.)
PERLINDUNGAN NASABAH DEBITUR DAN PENERAPAN KOMPENSASI
YANG BERLANDASKAN ASAS KEBEBASAN BERKONTRAK DALAM PERJANJIAN KREDIT BANK
Oleh : Elia Gerungan
Abstract
The credit agreement concluded between the bank and the consumer as debtor in banking practice is a standard agreement where the clauses have been defined previously by the bank partially, including the clause of compensation. The problem of defining the compensation clause in the legal relationship between the bank as creditor and the consumer as debtor in the bank credit agreement, is a crucial problem because of the bargaining position between them is significantly determining in creating the balanced freedom of contract principle. One of the impacts of the unavailability of the provision regulating the definition of the clauses in the credit agreement is the unbalanced position between the bank and the consumer as debtor in the credit agreement. One of them is the definition of the compensation clause which generally exist in a bank credit agreement.
Compensation is a clause available in the bank credit agreement where the compensation clause is the right of the bank partially to protect risk of credit. Observed from the balanced side between the parties in an agreement, the characteristic of the balanced is the capacity and contra capacity between both parties. The stipulation of the compensation clause is a form directing towards the unbalanced between capacity and contra capacity. (Kata kunci : Bank, kredit, kompensasi, perjanjian, kebebasan, perlindungan, masyarakat.)
HUBUNGAN INDUSTRIAL DAN STRATEGI UNTUK MENARIK
INVESTOR
Oleh : Wiwi Yuhaeni
Abstract
Even though far ahead in term of development, Singapore was also once a developing country, facing more or less similar symptoms of underdevelopment. Yet, Singapore has smoothly passed through the stages of development and become one of prosperous, well governed countries with stable Industrial Relations system and the destination of foreign investment. Though not everything is replicable, there are a lot to learn about how this country has managed its development, especially how its Industrial Relations system and Investment strategy fit in its overall development strategy. (Kata kunci : Ketenagakerjaan, hubungan, industrial, strategi, investor, serikat, pekerja)
TEROBOSAN HUKUM RAHASIA BANK
BERDASARKAN UNDANG-UNDANG NO.8 TAHUN 1998 TENTANG
RAHASIA BANK
Oleh : Wongkol J. Kolondam
Abstract
Bank secret represent important matter which become the basic for business ethics between bank with trust of customer. But problem often emerge when among owner of account involve to act badness and there is anticipation that result of its badness transferred or kept in account in a bank. To prove the truth of anticipation, investigator often find difficulties to know client account because bank secret factor. This research try to lay open bank secret principle and also Section 40 Law Number 10 of 1998 about bank secret.
Concerning bank secret principle have to start from understanding of clear and wide of will mean banking function either from banking system theory facet and also from rule Section 3 and 4 Law Number 10 of 1998. Either from theory facet especially from rules and regulations, banking function as "intermediary in financial", aim to muster fund "unit surplus" to be channelled to "unit deficit". (Kata kunci : Kerahasiaan, bank, terobosan, hukum, bisnis, etika, nasabah, kepercayaan.)